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🇪🇸 Spain

Answers verified by our experts

Living abroad in Spain — Practical questions

40 questions Verified answers by our experts Apr 2026

Welcome to the SOS-Expat practical guide to life in Spain. Long-stay travelers, digital nomads, international workers and residents will find 40 expert-verified answers covering the essentials for Spain: housing, cost of living, healthcare system, local taxation, visa and residency, social security and consular procedures. Every answer reflects the specific situation in Spain and is regularly reviewed.

Thematic Guides

What are the inheritance taxes in Spain?

In Spain, inheritance taxes range from 7.65% to 34% depending on the region. Each autonomous community has its own rates and exemptions. Consult a local expert for the exact details for your area.
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How do I draft a valid will in Spain?

For a will to be recognized in Spain, it is recommended to draft it according to Spanish laws. A local lawyer can help ensure its validity and avoid legal complications.
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What documents are needed for an inheritance?

Documents include the death certificate, the will, a copy of your passport, and any other documentation required by the autonomous community. Check the specific requirements for your region.
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Do international conventions affect inheritance?

Yes, conventions like the Hague Convention can impact inheritance. They may determine which national law applies. Inquire with your embassy for precise information.
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Where can I get help with an inheritance in Spain?

You can contact a lawyer or local expert through SOS-Expat.com for tailored advice regarding your situation. They are available in under 5 minutes, 24/7.
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What types of visas are available to become a resident in Spain?

In Spain, you can choose from a work visa, a non-lucrative visa, or a family reunification visa, depending on your personal and professional situation. Each visa type has its own eligibility criteria. For example, a non-lucrative visa requires proof of financial resources and health insurance without the right to work in the country.
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What documents are needed to apply for a residence visa in Spain?

The required documents typically include a valid passport, proof of financial resources, health insurance, and a criminal record certificate. It's important to check the specific requirements related to the type of visa you are applying for and to translate documents into Spanish if necessary.
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How does registration with local authorities work in Spain?

After arriving in Spain, you must register with your local town hall to obtain your registration certificate or 'empadronamiento'. This document is essential for proving your local residence and accessing certain public services, such as healthcare.
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What is the procedure to obtain a residence card in Spain?

Once your visa is approved, you will need to apply for a residence card (TIE) at the local foreigner's office. This card, which includes your NIE number, is essential for proving your residency status in Spain and will allow you to live legally in the country for the duration of your visa.
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How long does the residence visa application process take in Spain?

Visa processing times can vary, but it's advisable to submit your application several months in advance to avoid complications. Processing can take anywhere from a few weeks to several months depending on the complexity of your case and the time of year.
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What documents do I need to legally settle in Andalusia as a French citizen?

French citizens (EU nationals) must complete three key steps for legal residency. First, obtain your NIE (Foreigner Identification Number) at the Comisaría de Policía Nacional using form EX-15 (~€10). Second, register at your local town hall (empadronamiento) with proof of address. Third, apply for the EU Residence Certificate (form EX-18, ~€10.60) after three months. These documents are interdependent: the NIE opens bank accounts and lets you sign leases, while empadronamiento grants access to public healthcare and school enrollment. Without completing these steps, your legal status remains precarious despite being an EU citizen.
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What's the real cost of living for an expat in Seville or Málaga?

In 2024, monthly budgets vary by city. In Seville, expect €1,800–2,500 for one person (two-bedroom apartment center ~€900, groceries ~€300, including outings and transport). Málaga has a tighter rental market (two-bedroom center €1,000–1,300) due to tourism and platforms like Airbnb, so budget €2,200–3,000/month. Cities like Granada or Almería are significantly more affordable (€1,400–2,000/month). The lunch menu at €10–14 is a major daily advantage. Summer air conditioning can push electricity bills from €80 to €200 in July-August.
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How do I access Andalusia's public healthcare system as an expat?

Accessing Andalusia's public healthcare system, the SAS (Andalusian Health Service), varies based on your residency status. If you work in Spain and contribute to the Spanish Social Security system, you are automatically covered by SAS. For French retirees, obtaining form S1 from your health authority prior to your move is crucial, as this grants full SAS coverage upon registration.

To register for healthcare, visit your local health center with your NIE (Número de Identidad de Extranjero) and empadronamiento (proof of residence). If applicable, include the S1 form. Upon registration, you will receive a health card and be assigned a family doctor, allowing you to access services without additional costs.

For digital nomads or those without Spanish contributions, private health insurance is necessary. Plans from providers like Sanitas, Adeslas, and Asisa typically range from €50 to €150 per month, depending on coverage levels. Ensure you have adequate coverage in place by 2026 to avoid unexpected medical expenses.

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Can I use Spain's digital nomad visa to live in Andalusia?

Yes. Spain's Digital Nomad Visa, introduced by the Startups Law in 2023, allows non-EU remote workers to legally reside in Spain (including Andalusia) while working for foreign employers. It's valid one year and renewable up to five years. Main requirements: minimum €2,334 net monthly income (200% of Spain's IPREM threshold), health insurance covering Spain, and a clean criminal record. Tax-wise, holders can opt for the expat tax regime: a flat 24% rate on Spanish-sourced income only for six years. French citizens (EU nationals) don't need this visa but can use standard EU residency rules.
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How does taxation work for a French retiree living in Andalusia?

The 1995 France-Spain tax treaty determines where your income is taxed. For French retirees: public sector pensions (civil servants, military) remain taxable only in France. Private sector pensions (supplementary retirement, private sector base pensions) are taxed in Spain once you're a Spanish tax resident (183+ days/year). You'll file form Modelo 100 with the Tax Agency by end of June. Also notify the French health authority and your pension provider of your address change. If your French financial assets exceed €50,000, you must file form Modelo 720 or face significant penalties.
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Visa & Immigration

What types of visas are available for Spain?

Spain offers various types of visas such as tourist, student, work, and residence visas. Each type has specific criteria that must be met.
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How long does it take to get a visa for Spain?

Processing times vary depending on the type of visa. Generally, it can take anywhere from a few weeks to several months. It is recommended to apply well in advance.
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Can I work in Spain with a student visa?

With a student visa, you can work part-time in Spain, typically up to 20 hours per week during term time.
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Do I need health insurance for a Spanish visa?

Yes, health insurance covering the entire duration of your stay is often mandatory to obtain a visa for Spain.
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Where can I find updated information about visas for Spain?

For up-to-date information, check the website of the Ministry of Foreign Affairs of Spain or contact your embassy.
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What are the processing times for obtaining a student visa in Spain?

Processing times for a student visa in Spain generally range from 1 to 3 months. It is recommended to start the application process at least 3 months before your intended arrival.
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How much does a student visa for Spain cost?

The student visa for Spain costs approximately 60 EUR, although this amount may vary slightly depending on your country of origin.
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What documents are required for a student visa in Spain?

Required documents include a valid passport, a university admission letter, proof of financial means, health insurance, and a completed visa application form.
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How can I track my visa application?

You can track your visa application by contacting your Spanish embassy or consulate, which can provide updates on the status of your application.
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Can I work in Spain with a student visa?

Yes, foreign students in Spain can generally work up to 20 hours per week during their studies, subject to the appropriate work authorization.
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What documents are required for a work visa in Spain?

Documents typically include a job offer, an employment contract, a valid passport, proof of professional qualifications, and health insurance.
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How long does it take to process a student visa?

The processing time for a student visa for Spain can take 1 to 3 months, depending on the time of year and the complexity of the application.
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Can a family reunification visa be renewed?

Yes, a family reunification visa can be renewed, provided the sponsor continues to meet the required financial and housing conditions.
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What is the minimum amount for a Golden Visa?

The minimum amount to obtain a Golden Visa in Spain is generally €500,000 in real estate investment or equivalent in other sectors.
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Can you work with a student visa in Spain?

Yes, with a student visa, you can work part-time up to 20 hours per week during the school term and full-time during holidays.
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Tax & Finance

How can I avoid double taxation in Spain?

To avoid double taxation, utilize the bilateral tax treaties that Spain has signed with your home country. These agreements specify how to prevent being taxed twice on the same income.
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What documents do I need to prove tax residency?

You will need to prove your stay in Spain with documents such as utility bills, local bank statements, and rental contracts. Also, keep evidence of your residency in your home country.
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What are the criteria for being a tax resident in Spain?

Criteria include spending more than 183 days a year in Spain, having your center of economic interests in the country, or being married to a Spanish resident and dependent on them.
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What should I do if I am a tax resident in two countries?

If you are a tax resident in two countries, consult a tax expert to determine your status according to tax treaties and optimize your tax situation.
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How do I know if I need to declare my worldwide income in Spain?

As a Spanish tax resident, you must declare your worldwide income. Consult a tax advisor to ensure you comply with local tax obligations.
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Education & Family

What documents are needed to cancel a vehicle registration in Spain?

The required documents include the registration certificate, a valid form of identification, and proof of residence. Additional documents may be necessary depending on your specific situation.
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What is the procedure for cancelling a vehicle registration at the DGT?

To cancel the registration, make an appointment on the DGT's website, bring the required documents, and be prepared to pay administrative fees. An in-person visit is usually necessary.
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What are the consequences of cancelling a vehicle registration?

The vehicle will no longer be able to operate legally in Spain. You must arrange for its transport out of the country and check the tax implications with your home country.
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What should I do if I sell or export the vehicle?

Additional steps may be required. Consult a local expert to avoid legal or tax complications when selling or exporting.
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Is the cancellation of registration reversible?

Once the registration is cancelled, it is generally not reversible. If you plan to operate the vehicle in Spain again, a new registration will be necessary.
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Official resources

Useful links for your life in Spain

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